624 Saturnia Dr Georgetown, TX 78628
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About this home
PRICE IMPROVEMENT! 1% INTEREST RATE REDUCTION IN YEAR 1, OFFERED TO ALL BUYERS WITH USE OF SHARON BARNEY AT CMG HOME LOANS. Charming and highly upgraded 4-bedroom, 2.5-bath home in the desirable Rancho Sienna community, zoned to Liberty Hill ISD. The primary and two secondary bedrooms are upstairs, with a 4th bedroom downstairs that would also make a perfect office or flex space. This meticulously maintained home features an inviting open-concept floor plan, perfect for entertaining, with over $62,000 in premium upgrades throughout. Custom extended patio, ideal for summer grilling and relaxing evenings by the built-in BBQ, fire pit, and ambient cafe lighting. Enjoy stunning views of the surrounding hills from both the front and backyard spaces. Contemporary WiZ color-changing LED lights on the first floor and front of the house, plus Philips HUE landscape lighting, add a touch of modern flair and elevate curb appeal. Inside, a beautiful custom shiplap fireplace/TV wall, farmhouse-inspired shiplap accents in the primary suite, and ceramic tile flooring in all main living areas, bathrooms, and laundry. The spacious bonus room provides the perfect setting for family movie nights or game gatherings. Located at the end of a quiet cul-de-sac with an on-site elementary school close by. The finished garage is a standout, featuring an attic build-out with flooring and pull-down ladder, epoxy floors, ceiling-hung storage racks, a full custom tool bench with extra storage, and a dedicated exterior power center for holiday decorating, which helps power the largest Christmas Light Show in Central Texas; which is included. Enjoy proximity to community parks, trails, neighborhood amenities, and all the benefits of the highly sought-after Rancho Sienna lifestyle. This move-in-ready gem combines modern amenities, thoughtful upgrades, and a premium location in Liberty Hill ISD—the perfect place to call home
Source: ACTRIS #5003777
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.