625 Ennis Ter NW Port Charlotte, FL 33952
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About this home
Step into your dream home! Perfectly located near all the shops and restaurants you could ever need, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect mix of comfort, style, and convenience. Inside, you’ll find two separate living rooms, creating plenty of space for both relaxing and entertaining. Whether it’s a cozy family night or a lively gathering with friends, this home has a space for every occasion. The interior has been tastefully updated with modern finishes, including fresh interior and exterior paint completed in 2024, brand-new luxury vinyl flooring, and charming shiplap accents throughout. This home is full of thoughtful upgrades to make your life easier, including impact windows installed in 2018, a new roof and A/C unit in 2020, a smart thermostat, a newer security system, brand new hot water heater installed in 2025, and a screened-in garage. The septic system was pumped in 2024, giving you even more peace of mind. The kitchen is a true highlight, featuring sleek granite countertops, new stainless-steel appliances, and ample cabinet space to store all your cooking essentials. The master suite is a peaceful retreat with a fully remodeled ensuite bathroom and a spacious walk-in closet. Two additional bedrooms also include walk-in closets, and the guest bathroom has been completely updated to ensure comfort and convenience for everyone. Step outside to enjoy the expansive screened-in back porch, where you can relax with your morning coffee or unwind in the evening while taking in the tranquil surroundings. The property also includes a secured, lofted shed for all your storage needs, perfect for lawn equipment or other belongings. Conveniently located near top-rated schools, excellent shopping, dining, recreational amenities, and the stunning Gulf Coast beaches, this home provides the perfect blend of accessibility and tranquility. Don’t miss your chance to make this incredible home your own. Schedule a showing today and start living the lifestyle you’ve always dreamed of!
Source: STELLAR #A4634605
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.