6260 Gemfield Dr Colorado Springs, CO 80918
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About this home
Beautiful 2-Story Home in Highly Desirable Vista Mesa Neighborhood! Welcome home to this stunning 2-story residence with a finished basement and expansive sunroom, ideally situated in the sought-after Vista Mesa community—offering privacy with no rear neighbors and a convenient Northeast Colorado Springs location close to shopping, parks, and schools. Step inside to a light, bright, and open floor plan featuring gorgeous cherry wood floors that flow throughout the main level. The spacious eat-in kitchen is a chef’s delight with vaulted ceilings, granite transformation countertops, painted cabinetry, appliances, a pantry, and a versatile custom island. Enjoy seamless access to the impressive sunroom (approx. 230 sq ft, not included in total square footage), beautifully designed for year-round enjoyment, perfect for relaxing or entertaining. The inviting family room opens to the kitchen and features a cozy brick-accented gas fireplace—ideal for Colorado evenings. Upstairs, you’ll find new carpet throughout, including a private primary suite offering a full bathroom with tile flooring, dual vanities, a soaking tub, and a walk-in closet. Two additional bedrooms and a full bath complete the upper level. The finished basement extends your living space with two additional bedrooms (one with an en-suite bath) and a large recreation room, perfect for a home theater, gym, or game room. Step outside to a fully fenced backyard with mature trees, a garden area, and beautiful outdoor living space. When the leaves fall, enjoy stunning views of Pikes Peak right from your primary bedroom. Additional highlights include a radon mitigation system and a prime location in one of Colorado Springs’ most desirable neighborhoods. Don’t miss the opportunity to make this Vista Mesa gem your next home!
Source: PPMLS #8135847
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.