6268 Old Stone Mountain Rd Stone Mountain, GA 30087
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About this home
In the heart of storied Smoke Rise, this stately brick traditional invites you into more than 4,100 square feet of gracious living—an expansive, thoughtfully updated home that blends timeless architecture with modern livability. Nestled on a beautifully landscaped lot, the property offers a sense of retreat framed by classic curb appeal. Beautifully situated, this must-see home combines generous square footage, privacy, and the freedom of no HOA. A wide staircase ascending to a soaring two-story foyer sets the tone on arrival, complete with an interior overlook balcony that adds architectural drama and endless opportunities for seasonal decorating and holiday displays. The home unfolds with an inviting, grounded elegance: a fireside family room with warm character, a formal dining room perfect for gatherings both intimate and festive, and a main-level guest suite ideal for multigenerational living or long-term visitors. At the rear, an all-glass sunporch opens to a flagstone patio and serene backyard—an inviting setting for morning coffee, quiet reading, or evening entertaining under the trees. The kitchen offers granite countertops, abundant cabinetry, and a cozy breakfast nook, while a second fireplace brings classic Southern charm to the living room. Upstairs, the primary suite provides calm and comfort with roomy closets, and a second-floor library leads to a spacious bonus room. Both front and rear staircases add practical ease, while tall ceilings and exterior access make the semi-finished basement an appealing canvas for future expansion. Major system updates bring peace of mind, including 32 new windows, a newer roof, newer HVAC and major systems, newer appliances, a whole-house water filtration system, and a professionally sealed attic designed to enhance energy efficiency. The oversized two-car attached garage features a new insulated steel door and opener. New ceiling-mounted light fixtures throughout bring a fresh, modern glow to every room. For buyers who want to personalize the home, the sellers are open to thoughtful incentives—such as interest rate buy-downs and concessions toward paint or flooring—making it easy to tailor the home to your taste over time. The location elevates the home even further. Smoke Rise offers an enviable blend of recreation and natural beauty, with pickleball and tennis facilities, a vibrant country club, a picturesque golf course, walking trails, dog parks, and a beloved summer swim team. Beyond the neighborhood, residents enjoy the best of both DeKalb and Gwinnett counties. Stone Mountain Park, the Mountain Park Aquatic Center, Downtown Tucker’s dining and brewery scene, and quick access to Emory, the CDC, US-78, and I-285 make daily life seamless. In the opposite direction, Gwinnett’s renowned park system, Lilburn City Park and Greenway, Old Town Lilburn’s boutique charm, and recreation options stretching toward Lawrenceville, Duluth, and Snellville all contribute to a richly connected lifestyle. Recent upgrades bring peace of mind: 32 new windows, a newer roof, newer HVAC and major systems, newer appliances, plus a garage with a new motor and door. Located in the desirable Smoke Rise community, near Stone Mountain Park, Downtown Tucker, shopping, and dining, this property combines space, elegance, and practicality. Easy access to US-78 and I-285 makes commuting simple while keeping you close to parks and trails. If you’ve been searching for a spacious, feature-rich home in Smoke Rise, GA, this one delivers classic style, smart updates, and room to live beautifully.
Source: FMLS #7649467
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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