628 Paso Fino Trl Cedar Park, TX 78613
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About this home
Welcome to 628 Paso Fino Trail - a bright, well-kept two-story home with thoughtful updates, generous living spaces, and a private, tree-shaded backyard retreat. Set on a quiet street with mature oaks out front, this home makes a great first impression with its wide front porch, classic brick elevation, and inviting curb appeal. Roof was replaced in Dec 2024! Inside, you’ll find a functional layout with flexibility for how people actually live today. The main level includes a dedicated front office with French doors which doubles as a fourth bedroom, if needed (has a closet). A large living room and an open kitchen/dining setup that keep everyone connected. The kitchen features stainless steel appliances, a gas range, abundant cabinet storage, a center island, and plenty of counter space. The entire downstairs is solid surface, with updated wood look LVP and tile. *Bonus* – Washer and Dryer included! Upstairs, a huge second living area provides space for a game room, media room, or play space. The oversized primary suite has a vaulted ceiling, great natural light, and an updated bathroom with a beautifully updated walk-in shower, dual sinks, modern fixtures, and a large walk-in closet. Two additional secondary bedrooms and a full bath complete the upper level. Step outside and unwind under the extended covered patio with café lights, a ceiling fan, and room for both lounging and dining. The fenced backyard feels private due to the home back up to a greenbelt space with mature trees along the back fence, space to play, and a storage shed that conveys. Additional highlights include: * Convenient main-level laundry room with pantry shelving * Updated half bath downstairs * Spacious 2-car garage * Located in with highly rated LISD schools, and conveniently located for restaurant, retail, and recreation, This home strikes the balance of comfort, space, and practicality - ready for move-in and easy to enjoy from day one.
Source: ACTRIS #6468266
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.