6287 Kestrel Ln Avila Beach, CA 93424
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About this home
Welcome to 6287 Kestrel Lane. A rare opportunity, this Skylark Meadows home has the primary bedroom on the main level. Tucked away in the exclusive, gated community of San Luis Bay Estates. Beautifully maintained and one of the largest floor plans in the neighborhood. It is one of the few homes offering a primary suite conveniently located on the main level. Meticulously maintained and cared for from top to bottom with extensive upgrades and high-end finishes. Inside this peaceful retreat immediately you feel the sense of light and space created by high ceilings, LED lighting, and expansive windows that capture spectacular valley views from nearly every room. The open concept main level includes a formal dining room, spacious living area, double-sided fireplace, a large private deck with expansive majestic views, a seasonal creek, and a luxurious owner’s suite designed for relaxation featuring a spa-like bath room, a walk-in glass shower, and a deep soaking tub. The chef’s kitchen is a showpiece with white cabinetry, granite countertops, a 36-inch stainless-steel farm sink, and premium KitchenAid appliances, ideal for the culinary enthusiast. A cozy breakfast nook offers the perfect spot to enjoy your morning coffee while taking in the serene surroundings.Downstairs, you’ll find two additional bedrooms, one with two beautiful double doors, which is now used as an office; a warm family room with a gas fireplace; a laundry area; generous storage; and access to a private, covered viewing deck perfect for guests or quiet evenings.Every inch of this home reflects genuine pride of ownership, with upgraded decorator vinyl plank flooring in the lower level, six-inch baseboards, and meticulous attention to detail throughout. Outside, enjoy a charming front courtyard with stone pavers, lush planters, and a peaceful seating area all framed by low-maintenance landscaping.Bones unfinished room, below the living space with outside access can be used for storage, fitness room, hobby room, man or woman cave, or a private wine celler. Whether entertaining or unwinding, you’ll love the two expansive decks that provide breathtaking views of the Avila Valley, offering the perfect backdrop for sunrises or evening gatherings. This peaceful retreat offers spectacular views from every room. Just moments from Avila Beach, the Avila Bay Athletic Club, Bob Jones Trail, Avila Beach Golf Resort, and local wineries and restaurants. Enjoy the Avila Beach Lifestyle is worth a peek.
Source: CRMLS #PI25233194
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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