629 Bungalow Ct Beavercreek, OH 45430
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About this home
Welcome to 629 Bungalow Ct. in the Cottages of Beavercreek! This beautifully designed 2 bed, 2.5 bath condo offers nearly 1,750 SF of elegant, low maintenance living. The open concept layout features a spacious great room w/gas FP & vaulated ceiling, filled w/natural light, perfect for relaxing or entertaining. The modern kitchen impresses w/SS appliances, Copenhagen Quartz island & countertops, upgraded cabinetry that opens to the dining area. The main level primary suite provides a private retreat w/trey ceiling, walk-in closet & luxurious bath featuring upgraded porcelain tile flooring, dual vanities w/porcelain sink & no contact faucet & walk-in shower. Upstairs, a generous 2nd bedroom w/it's own full bath & walk-in closet is complemented by a flexible loft space ideal for a home office, media room, or guest lounge. Enjoy the convenience of main level laundry & attached 2-car garage. Out back off the great room offers your own private deck to relax on. Outside, the quiet cul-de-sac setting offers peace & privacy, while the HOA handles lawn care, landscaping, snow removal, & exterior maintenance. This unit was the builder's model home & had upgrades & options (40K), such as black wood stairs w/black railings, modern urban ceiling w/black paint, lighting & upgraded design, LVP flooring throughout minus the bedrooms & closets, crystal light fixtures & ceiling fans, black accent paint & trim, Dimming Caseta Lutron smart lights w/additional dimmable lighting, upgraded H20 heater, custom blinds, Google Nest Ecobee Smart Thermostat. Prime location close to The Greene, Kettering Rec Center, WPAFB, WSU, UD, shopping, dining, parks & I675. Move right in & enjoy the stylish, carefree living in one of Beavercreek's most desirable communities!
Source: DAYTON #946828
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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