629 Divine Cir Orlando, FL 32828
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About this home
MUST SEE THIS CORNER LOT POOL HOME IN "WATERFORD LAKES"! * * * CLICK ON "VIRTUAL TOUR" BUTTON & SEE IT FOR YOURSELF * * * This HIGH CEILING, OPEN CONCEPT 4-BEDROOM, 3-FULL BATH home w/ a FLEX ROOM sits on an oversized .25 ACRE LANDSCAPED, FENCED CORNER LOT in the beautiful "Cypress Isles" Community nestled in the Heart of the sought after "Waterford Lakes" area, known for HIGHLY RATED SCHOOLS, COMMUNITY RECREATION CENTERS W/ SWIMMING POOL, TENNIS/PICKLE BALL COURTS, BASKETBALL COURTS, SAND VOLLEYBALL COURTS, BIKING/WALKING TRAILS and so much more! Waterford Lakes is also known for its proximity to UNIVERSITY OF CENTRAL FLORIDA, Downtown Orlando, WORLD-RENOWNED THEMED PARKS, ENTERTAINMENT, SHOPPING, AIRPORTS and EASY ACCESS TO MAJOR HIGHWAYS! Home features an OPEN CONCEPT FLOOR PLAN that welcomes you with a SPACIOUS LIVING AREA, a GREAT ROOM designed w/ privacy in mind is a SPLIT FLOOR PLAN that separates the THREE secondary bedrooms from the main PRIMARY Master Suite. As you enter the home, on the left of the Foyer is a FLEX ROOM/LIBRARY/DEN/OFFICE w/ double French Doors and on the right is the Formal Dining Room w/ TRAY CEILING that leads to the nice size OPEN KITCHEN w/ upgraded APPLIANCES--2 MICROWAVES and a big DINETTE surrounded by windows for natural lighting, a door that opens to the lanai & a ceiling fan. The large GREAT ROOM is highlighted with a REAL WOOD BURNING FIRE PLACE, a ceiling fan and DOUBLE FRENCH DOORS that opens up to an OVERSIZED SCREENED LANAI featuring a SWIMMING POOL & SPA surrounded by foliage—ideal for both entertaining and everyday living in your own oasis. For PRIVACY, backyard is FENCED! The primary suite features nice size spa-like en-suite bath with dual vanities, a tub, a walk-in shower and a double door Linen Closet. The 3RD BATHROOM is a CABANA BATH that can be accessed from the Lanai/Pool! This home is outfitted w/ SOLAR PANELS--NO LOAN, FULLY PAID (disconnected, currently not in use)! POOL PUMP (2021), A/C (2019), ROOF (2012) in good condition, EXTERIOR PAINT (2019), KITCHEN APPLIANCES (2016-2025), CEILING FANS (2020), FENCE (2021), REMOTE CONTROL "Craftsman" GARAGE (2022), WASHER/DRYER (2019), FRONT DOOR (2019), AUTOMATIC SPRINKLER SYSTEM (not currently in use). DON'T MISS OUT & CALL TO BOOK YOUR SHOWING TODAY!
Source: STELLAR #S5131390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.