6290 Coniston Ter North Port, FL 34287
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About this home
Welcome to your charming new retreat in the heart of North Port, Florida! This delightful 2-bedroom, 1.5-bathroom home with new hurricane windows offers a perfect blend of comfort, style, and functionality—ideal for year-round living or a seasonal escape. This property offers a peaceful setting with thoughtful upgrades and a welcoming interior that immediately makes you feel at home. As you step through the front door, you’re greeted by a bright and inviting living area with large windows that allow natural light to pour in, accentuating the neutral tones and modern finishes throughout. The open floor plan creates a seamless flow from the living space into the dining area and updated kitchen. Here, you'll find sleek white cabinetry, contemporary hardware, and eye-catching quartz countertops that provide both beauty and durability. Both bedrooms are comfortably sized and thoughtfully placed for privacy. The primary bedroom offers direct access to the updated half bath, while the main full bathroom features clean, modern finishes and a tub-shower combination. Laminate flooring throughout the home offers a cohesive look and low-maintenance convenience—perfect for Florida living. Step outside to discover a private backyard sanctuary surrounded by a fence, offering both security and peace of mind. The spacious yard has plenty of room for outdoor activities, pets, or even a future pool. Enjoy morning coffee or evening gatherings on the patio area, which is ideal for grilling, relaxing, or soaking in the Florida sunshine. The property also includes a separate indoor laundry/storage area. Additional upgrades include newer hurricane impact windows
Source: STELLAR #C7512883
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.