630 Colosseo Way San Antonio, TX 78253
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About this home
2.25% VA ASSUMABLE!!! Welcome Home to Comfort and Style in Bella Vista. Nestled in the heart of the sought-after Bella Vista community-complete with HOA amenities like a pool, park, and playground-this spacious 4-bedroom, 3.5-bathroom home offers 3,100 square feet of thoughtfully designed living space, perfect for families and those who love to entertain. From the moment you step inside, you're welcomed by tall windows that flood the open living areas with natural light. The downstairs features elegant tile and wood flooring throughout, creating a clean, cohesive feel that's both stylish and easy to maintain. The heart of the home is a beautiful kitchen with granite countertops, a breakfast bar, and a cozy breakfast nook. Whether you're enjoying a quiet morning coffee or hosting dinner in the formal dining room, every meal feels special here. Working from home? The dedicated study offers a peaceful retreat. And when it's time to unwind, the media room provides the perfect space for movie nights or game-day gatherings. And the Secondary 2nd Floor Master Retreat offers Guest/Family their own private space. The home also features a covered deck-ideal for relaxing evenings or weekend barbecues-and a low-maintenance yard so you can spend more time enjoying and less time upkeeping. With a roof replaced in 2021 and one HVAC unit upgraded in 2022, major updates have already been taken care of. The two-car garage offers convenience and additional storage, while the warm, welcoming atmosphere throughout the home makes it easy to imagine life here. If you're looking for a move-in-ready home in a vibrant neighborhood with family-friendly amenities, this Bella Vista gem checks every box. Schedule your showing today and come see why this could be your next forever home. Information about additional features and upgrades of this home are available to see and hear about.
Source: SABOR #1863855
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.