6302 Kennerly Rd Jacksonville, FL 32216
Your savings
About this home
So astonishing, this 3 bedroom home that has been completely remodeled, in the heart of Jacksonville! VA assumable loan at 2.75% with ~$154k owed. Freshly painted inside, with all-new LVP flooring & no carpet anywhere, plus a fresh, crisp exterior for total curb appeal. The renovated kitchen shines with soft-close cabinets (2 pull-out shelves), granite counters, single-bowl undermount sink & new energy-efficient stainless steel appliances. The remodeled bathroom, updated fans & lighting, & cellular shades on windows make this home feel brand new. The bright, heated & cooled sunroom is flooded with natural light: the perfect spot for morning coffee or an afternoon retreat. It opens to the large fenced backyard with gazebo, plenty of space to relax, play & entertain. Laundry is tucked in the garage for convenience. Big updates done: Roof 2018, & AC 2019 with Nest thermostat. 10 minutes from St. Johns Town Center, perfect for commuting or spacious enough to work from home. Welcome home!
Source: REALMLS #2111937
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.