6307 Johnston Rd Zolfo Springs, FL 33890
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About this home
Welcome Home to this picturesque two-story farmhouse, perfectly placed on 5 fully fenced in acres of land offering serene pasture views in every direction! Located in the peaceful neighborhood of Zolfo Springs, FL and built in 2009 with a combination of frame/concrete block construction - this home gives timeless charm with thoughtful details throughout. This beauty welcomes you with a spacious wrap-around front porch and double doorway entry. Walking in, you will immediately feel ‘safe and at home’. The formal dining room is immediately to your left adjacent to the kitchen. The gourmet kitchen is a showstopper equipped with granite countertops, white shaker-style cabinetry, high-end stainless-steel appliances, and a center island. Next to the kitchen is a super convenient large indoor utility room with an additional entryway into the home, plenty of cabinetry, a utility sink, as well as access to the attached oversized two-car garage. The main living areas feature soaring cathedral ceilings, a striking wood-burning stone fireplace, breakfast nook, and a convenient powder room for guests. The downstairs primary suite offers a spacious walk-in closet and a luxurious en-suite bath with dual vanities, a jetted tub, a fully tiled walk-in shower, and a solid-surface counter vanity. Upstairs, you’ll find two additional bedrooms, a full bathroom with a shower/tub combo, plus a centrally located versatile bonus room ideal for a home office, hobby space, or playroom! The metal roof was replaced in 2018, 2 new HVAC systems have been installed, both offering peace of mind for years to come. Outside, the property is designed for country living at its finest. The separate back porch invites you to relax and enjoy the peaceful surroundings. The land is cross-fenced with wire pastures and an inner perimeter of post-and-board fencing around the home. A gated driveway leads you in, and a picturesque pond sits within the pasture—perfect for raising certain animals within county allowances or simply enjoying the view. With its rustic charm, modern conveniences, and idyllic surroundings, this property is a rare opportunity for anyone seeking peaceful country living with room to grow - it is one that shouldn’t be passed up!
Source: STELLAR #OM711102
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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