6309 Serpentine Dr Killeen, TX 76542
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About this home
**Seller offering buyer concessions & home warranty!** Welcome to this beautiful 4-bedroom, 2.5-bath home in the desirable White Rock Estates community of Killeen. Built in 2013, this single-story residence offers over 2,400 square feet of living space with a thoughtful layout designed for both comfort and functionality. The open-concept living, dining, and kitchen areas create a seamless flow that is perfect for entertaining or relaxing with family. The kitchen features an island, ample cabinetry, and a pantry for extra storage, while the spacious game or flex room provides a versatile space that can be used as a media room, office, or play area. The private owner’s suite boasts a walk-in closet, dual vanities, a soaking tub, and a separate shower, while the additional bedrooms are generously sized and share a well-appointed full bath. A convenient half bath is available for guests. Outside, you’ll enjoy a large fenced backyard with plenty of room for outdoor activities, along with a covered porch for shaded relaxation. The home sits on an oversized lot with mature landscaping, an extended driveway, and a two-car garage. Located near shopping, dining, schools, and quick access to Fort Cavazos and major highways, this home offers a balance of quiet neighborhood living and city convenience. Move-in ready and filled with modern touches, this property is an excellent opportunity for anyone looking for space, style, and functionality in Killeen.
Source: ACTRIS #3252888
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.