6314 Cypress Crk Windcrest, TX 78239
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About this home
Step into this beautiful single-story, 4-sides brick home where every detail is designed for comfort and enjoyment. From the moment you enter, the open layout welcomes you with a clear view straight through the spacious living room to your sparkling inground pool-perfect for gatherings and quiet evenings alike. To the left, a private hallway leads to a study, guest bath, and two generously sized bedrooms. To the right, discover the heart of the home: a well-equipped kitchen with granite counters, self-cleaning double ovens, smooth-surface cooktop, dishwasher, and trash compactor. Across the hall from the kitchen is the large 15' by 11' utility area with lots of counter space and storage. At the end of the hall is the massive primary suite with a very large sitting area with access to the screened in porch where you can look out on the back yard. The spa-like retreat features separate vanities, a jetted tub with lights and speakers, plus a separate multi-head shower for a true luxury experience. The screened-in porch, stretching the length of the home, offers seamless indoor-outdoor living and direct access from the primary bedroom-perfect for morning coffee or evening relaxation. Large windows and sliding glass doors throughout the home flood the space with natural light and poolside views. Practical updates include a roof (2016), HVAC, water heater, and dishwasher (around 2023). The oversized two-car side-entry garage provides abundant storage, while a central vacuum system adds convenience. Beyond your backyard, enjoy a vibrant community with playgrounds, sports courts, four scenic ponds, walking trails, golf, and a Civic Center. This is more than a home-it's a lifestyle.
Source: SABOR #1896427
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.