6315 Basalt Ct Colorado Springs, CO 80922
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About this home
Come and explore this stunning home set on a cul-de-sac with a one-of-a-kind OVERSIZED lot featuring a beautifully landscaped secret garden like outdoor entertainment space. Walking inside you'll be greeted with soaring ceilings in the living room, perfectly framed by a gas fireplace with a custom built-in display. Luxury vinyl flooring extends throughout the main level, leading from the living and dining areas into the showstopping kitchen. The professionally upgraded kitchen will truly dazzle you with calcite countertops (an upgrade from traditional granite), custom cabinets with soft-close features and under-cabinet lighting, stainless steel appliances, a beautiful glass backsplash, and a pantry. The dining nook in the kitchen features a large picture window —which was added by the sellers— that overlooks trees and the stunning yard with vibrant fall colors. This window, along with the sliding patio doors that open to the back deck, fill the space with abundant natural light. Step onto the deck overlooking a green lawn, then explore further to discover a gate opening to a stone pathway with stunning landscaping. This leads to an additional expansive lawn with a stone patio, gazebo, and two storage sheds. This one-of-a-kind yard is unique to this lot, making it truly special. Plus, a large utility gate in the fence provides space to accommodate a trailer or trash cans from the curb. Back inside, move upstairs to find the primary suite with an en-suite bathroom featuring a double vanity, tub/shower combo, water closet, and walk-in closet. The upper level also includes two additional bedrooms and a full bathroom. The walkout basement offers a perfect space for family movie or game nights, along with a fourth bedroom with en-suite access—ideal for guests or a home office. Located in the coveted Stetson Hills area, enjoy close proximity to entertainment, dining, and shopping right off Powers Blvd. This home shows pride of ownership throughout and is a true gem!
Source: PPMLS #9279289
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.