6316 Vista Ct King George, VA 22485
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About this home
POTOMAC RIVER ACCESS!! Open House - Saturday, Nov 8, 2025 12-2pm !! Welcome to 6316 Vista Court in sought-after Potomac Landing! This 3-bed, 3-bath rambler offers nearly 3,000 sq ft of beautifully finished space on a landscaped .85-acre lot. Nestled on a quiet cul-de-sac, residents enjoy golf-cart access to Tim’s II, Sam’s Pizza, and the full-service marina, plus private access to three sandy beaches and a fishing lake perfect for kayaking or canoeing. Enjoy river-community living at its best! The residence makes an immediate impression, with its neutral HardiePlank exterior, black shutters and columned front porch. The side-loading garage - freshly painted with epoxy floors, upgraded lighting and even a mount for a TV - makes for a dream setup for any car enthusiast or hobbyist! Out back, a brand-new composite deck flows seamlessly to a stone terrace, perfect for evening gatherings as the backyard slopes into lush green space beyond. Step inside, and the light-filled main level instantly feels like home! The open-concept design highlights gleaming hardwood floors, soft lighting and a spacious living room framed by large bay windows. The kitchen wows with walnut-toned soft-close cabinetry, granite counters, a large island and upgraded KitchenAid appliances (all within the last year). The breakfast nook overlooks the deck and yard, while a nearby laundry area offers a utility sink, cabinetry and natural light. The primary suite offers two large windows, a walk-in closet and an ensuite bath complete with dual vanities, a jetted soaking tub and a walk-in shower. Two additional upstairs bedrooms and a full bath round out the main level. Downstairs, the finished basement delivers versatility galore! There’s a carpeted flex space (possible bedroom!), an expansive entertainment area with a wall-mounted TV setup and a full bath, among other storage nooks. Downstairs, you’ll find access to that immaculate garage, too! The home’s systems, including HVAC and hot water heater, have been regularly serviced. This is a location that blends leisure and convenience! Beyond the homesite, it’s a near straight shot to Downtown Fredericksburg and multiple I-95 exits/VRE stations, which await 25 minutes west as well as Dahlgren/the US-310 bridge, 20 minutes east. For everyday needs, the Shops at King George are less than 10 minutes south. The home is serviced by King George County Public Schools, with Sealston Elementary, King George Middle and King George High School as its designated spots. In every sense, 6316 Vista Court pairs comfort with community perks and water proximity. Book your showing ASAP!
Source: BRIGHT #VAKG2007136
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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