632 Meadow Sage Dr Deland, FL 32724
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About this home
Spacious 4-Bedroom Home on a Large Corner Lot – Your Forever Home Awaits! Welcome to this beautiful 4-bedroom, 3.5-bathroom home perfectly situated on a large corner lot, ready to be transformed into your personal oasis. From the moment you arrive, the inviting curb appeal, charming shutters, and covered front entry set the tone for comfort and style. Step inside to discover an open-concept floor plan ideal for modern living. The family room features abundant natural light, neutral tones, and plenty of space for entertaining or relaxing. Designed with both style and function in mind, the kitchen boasts high-quality natural gas appliances, abundant cabinetry, and a spacious layout ideal for cooking and gathering. A walk-in pantry and butler’s pantry provide even more convenience and storage. The owner’s suite is conveniently located on the first floor and includes a spacious en-suite bathroom with a double vanity, soaking tub, and separate shower — the perfect private retreat. Upstairs, you’ll find a spacious loft area and a bonus room, ideal for a home office, playroom, or media space. Three additional bedrooms each have large walk-in closets, providing ample storage for every member of the family. One of the upstairs bedrooms even features its own en-suite bathroom, making it perfect for guests or multi-generational living. Outside, the expansive lot provides endless opportunities to create your dream backyard — add a pool, garden, or outdoor living area to make it truly yours. This home is move-in ready and waiting for your personal touches to make it the forever home of your dreams.
Source: STELLAR #O6351585
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.