632 NW 179th St Edmond, OK 73012
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About this home
Welcome to this vibrant Timbercraft home built in 2018, full of personality, comfort, and modern upgrades. Offering 3 bedrooms plus a dedicated office (or optional 4th bedroom with closet), this 1,768 sqft home sits in the desirable Edmond School District and stands out for its colorful character and thoughtful design. Inside, you’ll find custom murals throughout, including a one-of-a-kind painted concrete floor in the art studio—each space tells a story. The open-concept kitchen features quartz countertops, a large center island, gas range (new in 2024), and walk-in pantry. The kitchen flows seamlessly into the living area, making it perfect for entertaining. Custom window treatments throughout will remain with the home. Practical upgrades include full gutters (2019), a new 3.5-ton AC system + new gas range (Sept 2024), smart thermostat, and a 3-car garage with pre-cut space for a future storm shelter. The primary suite is separate from the other bedrooms, complete with a spa-style bath featuring a soaking tub, and a walk-in shower with dual shower heads. Additional highlights include a mudroom with built-in cubbies, laundry room, and ample storage throughout. If you’re looking for a home that breaks the cookie-cutter mold and offers both function and artistic flair, this one is truly special.
Source: MLSOK #1195092
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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