63270 Pinyon Dr Mountain Center, CA 92561
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About this home
Welcome to 63270 Pinyon Drive, a serene retreat nestled in the peaceful community of Mountain Center. This property offers the perfect blend of natural beauty, privacy, and comfort--making it an ideal escape from city life while still being within easy reach of Palm Desert, Idyllwild, and Temecula.Situated against the stunning backdrop of the San Jacinto Mountains, this home is surrounded by sweeping desert and mountain views. The property embraces the tranquility of the high desert with open skies, fresh air, and star-filled nights. Whether you're looking for a full-time residence, vacation home, or investment property, this home provides the versatility you need.Inside, you'll find a thoughtfully designed layout featuring 3 bedrooms/bathrooms 2 with spacious living areas, large windows that fill the home with natural light, and cozy touches that make it both inviting and functional. The kitchen offers ample cabinetry and prep space, perfect for entertaining or enjoying meals with loved ones.The outdoor areas are just as impressive--ideal for those who love nature, gardening, or simply relaxing on the patio and soaking in the views. With ample space on the lot, there's potential for RV parking, additional storage, or creating your dream outdoor living space. And ample storage in the metal building/barnIf you're seeking a quiet, scenic property with character and room to grow, 63270 Pinyon Drive is a rare opportunity in Mountain Center.Solar lease $132
Source: CRMLS #219136410DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.