6333 Osprey Lake Cir Riverview, FL 33578
Your savings
About this home
MOVE-IN READY! Step inside this beautifully maintained end-unit townhome in the sought-after gated community of Osprey Run, perfectly positioned in Riverview for a quick and easy commute to downtown Tampa and beyond! This spacious 3-bedroom, 3-bath home offers a bright, open layout that’s as functional as it is inviting. The first floor features durable, easy-to-maintain tile flooring throughout, a comfortable living and dining area, and a sunny eat-in kitchen with a beautifully updated design. Enjoy sleek gray cabinetry, quartz countertops, a stylish backsplash, and stainless steel appliances! Sliding glass doors open to your private patio—perfect for morning coffee or evening relaxation. You’ll also find a full bedroom and bath downstairs, ideal for guests or a home office, plus a large under-stair storage closet for added convenience. Upstairs, discover the spacious master suite along with a second bedroom suite, each offering its own private bath. The upper level features beautiful laminate wood flooring throughout, adding warmth and style with easy maintenance. The washer and dryer are also located upstairs and included for your convenience. Major updates include a full kitchen renovation (2022), Culligan water softener, reverse osmosis system, newly cleaned air ducts, and an HVAC system equipped with a UV light for improved air quality, all regularly serviced so you can move right in with peace of mind. The Osprey Run community is beautifully maintained and offers resort-style amenities, including a sparkling pool, playground, dog park, and open green spaces. Assigned parking and plenty of guest parking add extra convenience. The HOA has recently repainted all building exteriors, and with low monthly maintenance fees and no CDD, this home offers easy, affordable living at its finest. Schedule your private showing today and come see why Osprey Run is one of Riverview’s hidden gems!
Source: STELLAR #TB8441338
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.