6333 W 130th St Cleveland, OH 44130
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About this home
Welcome to this beautifully remodeled bungalow—totally turnkey and updated from top to bottom! All major investments were completed in 2025, including brand-new kitchen appliances, quartz countertops, vinyl windows, LVP flooring, asphalt driveway, hot water tank, sump and grinder pumps. Along with the modern kitchen, the main level offers a large, bright living room, two comfortable bedrooms, and a full bath with new fixtures and stunning tile work. Upstairs, the third bedroom features two built-in beds and desk to maximize space. There is also generous storage on this level. The finished basement expands your entertaining and living area by 350+ additional sq ft with a built-in bar, sink, second full bath, laundry, and storage/workshop room. Outside, enjoy a nearly ¼-acre lot backing to Kurtz Park—complete with playground, walking paths, and ball fields—plus a long driveway and garage with attached carport. Convenient to I-480, I-71, the airport, and more, this home checks all the boxes —and then some!
Source: MLSNOW #5165013
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.