6338 Oak Sq E Lakeland, FL 33813
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About this home
Welcome to your dream home in the heart of South Lakeland! This beautifully updated 3-bedroom, 3-bathroom residence is move-in ready and worry free, nestled in one of the area's most sought-after neighborhoods. Step inside to discover a brand-new kitchen that’s sure to impress, featuring stainless steel appliances, quartz countertops, all-new cabinetry, and stylish finishes throughout. The home boasts brand new luxury vinyl plank, carpet, and updated bathrooms, creating brand new neutral spaces to make your own. Working from home? You’ll love the dedicated home office space—perfect for productivity and privacy. The spacious laundry room is next to the home office/flex space, conveniently located inside but out of the way. The interior and exterior have been freshly painted, complementing the home's many upgrades. Step outside to your private oasis with a spacious fenced-in backyard (1/3 acre), large pool, and back patio—ideal for entertaining or relaxing on warm Florida evenings. A 2-car garage and large driveway provides ample parking and storage. There is also a sidewalk providing a safe place to walk, bike, and explore the neighborhood. With new windows, thoughtful updates throughout, and a location in a highly desirable South Lakeland area, this move-in ready home is a rare find. Don’t miss the opportunity to make it yours! Schedule your private showing today!
Source: STELLAR #L4953240
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.