634 Irvin Dr San Marcos, TX 78666
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About this home
Welcome to 634 Irvin Dr in the heart of the Blanco Vista community — a beautifully designed, energy-smart home with a floor plan built for multi-generational living. This 2,645 sq ft residence (4 beds / 4 baths) offers true flexibility and low-maintenance living. Key highlights include: Downstairs primary + guest wing = Two full bedrooms on the main level allow comfortable, single-story living for aging parents, live-in helpers, or longer-term guests — all while preserving privacy upstairs. Grand vaulted foyer: Step into a dramatic, light-filled entry with soaring ceilings that create an immediate sense of arrival and openness. Light everywhere with added recessed lighting in multiple areas, in addition to crown molding in much of the downstairs. Energy efficiency & comfort: Equipped with solar screens and other energy conscious features, the home helps reduce cooling loads and lower utility costs. Low-maintenance yard & exterior: Designed for ease — less mowing, less irrigation, more free time for family, gatherings, and creating memories. Excellent location & walkability: Located within walking distance to Blanco Vista Elementary (TEA-recognized), delivering everyday convenience for families. Community amenities: Living in Blanco Vista means access to a Jr. Olympic pool, splash pad, walking & biking trails, stocked fishing pond, pavilion, and green spaces. Master-planned advantage: Blanco Vista spans ~575 acres and is thoughtfully developed to include diverse neighborhoods, schools, and infrastructure. Built in 2012, this home features thoughtful layout and finishes. It’s ideal for families wanting to blend generations under one roof while preserving autonomy and comfort. In short: This is not just a house, it’s a home designed for extended families — where every generation has their space, yet all can come together under one roof. Don’t miss the chance to show and own this rare multi-gen gem in Blanco Vista.
Source: ACTRIS #6400195
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.