6343 Mount Pisgah Rd Ellijay, GA 30540
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About this home
Welcome Home to 6343 Mount Pisgah Road! Escape to the serene beauty of the North Georgia mountains with this inviting double-wide home on 1.84± private acres. Nestled among mature trees and rolling hills, this property offers a rare combination of comfort, privacy, and natural beauty. Imagine starting your day with morning coffee on the front porch, listening to birds sing, and watching the mist rise over the treetops. A large gravel driveway leads you to the home, complete with classic shutters, a storm door, and a front-yard storage shed, blending convenience with rustic charm. Step inside to the spacious living room, where luxury vinyl plank (LVP) flooring flows throughout the main areas. The open layout connects the living room to the kitchen and separate dining room, creating a space that’s perfect for family gatherings or entertaining friends with mountain views as your backdrop. The kitchen features dark-stained cabinetry, a breakfast bar, a nice backsplash, and stainless-steel appliances, with a large window over the sink framing the tranquil, wooded backyard. Step into the laundry/mudroom, offering space for organization, storage, or gear after a day exploring the mountains. Retreat to the En-suite, featuring Vinyl flooring, and a private En-suite bath with double vanity, step-in shower, and built-in linen closet. Two additional bedrooms provide comfort and flexibility for family, guests, or a home office, while the guest bath includes a tub/shower combo and a vanity. Step outside to the back patio, where wooden steps lead down to a fire pit area, ideal for cozy nights under star-filled mountain skies, storytelling, or roasting marshmallows. The covered storage shed and private wooded backyard provide space for outdoor hobbies, gardening, or simply reconnecting with nature. Living here is about more than a home—it’s a mountain lifestyle: crisp, fresh mornings, gentle breezes through the trees, seasonal color changes in the surrounding foliage, and the quiet solitude of a private retreat, all just minutes from local conveniences. 6343 Mount Pisgah Road is not just a residence; it’s your personal North Georgia escape, where every day feels like a getaway.
Source: FMLS #7674073
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.