6347 Ladera Trl Milton, FL 32571
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About this home
Welcome to 6347 Ladera Trail, a beautifully designed 4-bedroom, 2.5-bathroom home located in the desirable Ashley Plantation community in Pace, FL. With 2,437 square feet of well-planned living space, this home offers comfort, versatility, and room to grow. From the moment you arrive, the inviting front porch sets the tone for a warm and welcoming home. As you step inside, you'll be greeted by a spacious foyer that leads into the open-concept living and dining areas, perfect for both relaxing and entertaining. The kitchen features granite countertops, a custom tile backsplash, a large island, and plenty of cabinetry. The main living areas and bathrooms boast attractive luxury vinyl plank flooring, while the bedrooms and upstairs living space feature soft, well-maintained carpet. The owner’s suite is conveniently located on the main level, offering privacy, custom walk-in closet, and a luxurious en-suite bath with dual vanities, a soaking tub, and walk-in shower. Upstairs, you'll find three good-sized bedrooms, each with its own walk-in closet, plus a full bathroom and a generous second family room—ideal for a media room, play area, or additional living space. Storage is abundant throughout the home, with ample closets in every room, plenty of cabinetry, and even extra space under the stairs. The laundry room is conveniently located on the main floor, offering added ease and functionality. Step outside to the covered back porch, where you can relax and enjoy the peaceful, private backyard. With no rear neighbors and plenty of greenery, this space is perfect for BBQs, kids to play, or adding a pool for a backyard oasis. Ashley Plantation offers a pavilion, picnic area, and playground, all just minutes from local dining, shopping, and entertainment. For a spacious, well-designed home with ample storage in a peaceful neighborhood, 6347 Ladera Trail is a must-see. ** NEW ROOF - See NOTES**
Source: PENSACOLA #664472
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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