635 Hancock Ave Braselton, GA 30517
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About this home
They say looks can be deceiving — and this home is the perfect example. From the curb, you might assume it’s your standard suburban home… until you step inside and realize just how much space and style it’s been hiding. With six full bedrooms and four bathrooms, this home effortlessly blends comfort, functionality, and a touch of “wow, I didn’t expect that.” The moment you walk in, the open-concept living space greets you with warmth and light. The living room flows seamlessly into the kitchen and breakfast area, creating a central hub that’s perfect for entertaining friends or hosting Sunday pancakes with the family. In the kitchen, stained wood cabinetry, granite countertops, and a large island make it the kind of space that invites conversation while you cook. And just beyond the windows? A private, level backyard that’s tailor-made for backyard barbecues, games of catch, or simply relaxing under the stars. The owner’s suite is tucked away as its own private retreat — with soaring ceilings, a separate back entrance, and abundant natural light that gives the room a serene, airy feel. The en suite bathroom features a double vanity, soaking tub, walk-in shower, and a spacious walk-in closet, combining spa-like comfort with everyday practicality. Each of the additional bedrooms has its own vaulted ceiling, giving every space a sense of volume and character — a rare feature you’ll appreciate the moment you see it. With so much flexible space, this home easily adapts to your needs: guest rooms, office space, playrooms, or a teen suite — you name it. This home is proof that what you see from the outside is only half the story. Step inside, and you’ll discover a layout designed for real life — comfortable, connected, and full of surprising space in all the right places.
Source: FMLS #7669585
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.