6352 Mooring Line Cir Apollo Beach, FL 33572
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About this home
2021 VILLA in GATED highly desired WATERSET. Spacious 1,584 sq ft. SPLIT-STYLE with Primary Bedroom (15’4” x 12’3”) with an EN-SUITE BATHROOM in the back of the Villa and a Second Bedroom (13’8” x 10’9”) in the front of the Villa with an adjacent Bathroom. A FLEX-SPACE with French Doors, a LAUNDRY ROOM, and a 2-Car garage. The 9-foot CEILINGS with dual-pane windows add natural light throughout. Luxury Vinyl Plank flooring throughout the OPEN FLOORPLAN area. Five theater-quality SURROUND SOUND speakers in the ceiling of the GREATROOM. KITCHEN includes 42"upper cabinets, a spacious island, quartz countertops, tiled backsplash, stainless steel appliances including a GAS range, a deep under-mount stainless-steel sink, and a spacious CLOSET PANTRY. THREE-STACKING sliding glass doors open to the covered PATIO with room for you to expand with your imagination. The Villa includes a Sentricon TERMITE PREVENTION System, a Built-In PEST CONTROL system, a tankless water heater, and includes Hurricane Shutters. NOT IN A FLOOD ZONE. The villa is constructed with CONCRETE BLOCKS and features decorative architectural elements – It’s solid! The PRIMARY BEDROOM features a DROPPED-TRAY ceiling and an EN-SUITE BATHROOM presenting a spacious walk-in tiled shower, dual sinks with quartz countertops, a huge walk-in closet, a toilet room, and a linen closet. The LAUNDRY ROOM is the location of the 30” ENCLOSED PANEL for the SMART HOME. WATERSET has planned community centers throughout that feature FITNESS GYMS, three (4th in progress) POOLS, a separate pool with WATER SLIDE/SPLASH PAD, clubhouses with meeting rooms, dog parks, and approximately 12 MILES OF TRAILS. Drive a golf cart on the roads! Walk to local restaurants and retail businesses. Get your game on at the basketball, pickleball, tennis, sand volleyball courts, and multiple parks throughout the community. Close to rivers, marinas, restaurants, parks, and South County beaches. Proximity to I-75 or US 41.
Source: STELLAR #TB8402057
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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