637 Bentgrass Dr Aberdeen, MD 21001
Your savings
About this home
NEW PRICE IMPROVEMENT / PRICE REDUCTION - Stunning 6-Bedroom Home with Custom Patio, Finished Basement & High-End Features! This beautifully designed 6-bedroom, 3.5-bathroom home offers a perfect blend of luxury, comfort, and entertainment. Featuring hardwood floors throughout the main level, this home boasts an inviting open-concept living room area with a gas fireplace that flows seamlessly into a gourmet kitchen. This beautiful kitchen is equipped with granite countertops, stainless steel appliances, and double ovens. There is also a spacious pantry and 42” cabinets for ample storage. A built-in surround sound system, controlled from a centralized entertainment closet, enhances your home theater experience. Upstairs, the primary suite is a true retreat, featuring French doors, a spa-like ensuite with dual shower heads, four distinct shower sprays, a built-in shower bench, a walk-in closet, and an additional closet. Three additional bedrooms, two with walk-in closets, and a convenient upstairs laundry room complete the second floor. The fully finished basement is an entertainer’s dream! Included with the home is a pool table perfect for hosting game nights and gatherings. A spacious bedroom and a full bath provide a private retreat for guests or extended family. Outside, enjoy a custom patio with a built-in firepit, ideal for relaxing evenings. A massive 16'x20' shed offers endless storage or workspace potential. This home is also fully equipped with modern smart home features, including a Vivint advanced security system, a smart thermostat, and a fire sprinkler system throughout for ultimate peace of mind. With a two-car attached garage and premium finishes throughout, this move-in-ready home is a rare find! Don’t miss your chance—schedule a private tour today!
Source: BRIGHT #MDHR2042502
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.