6370 23rd Ave N Saint Petersburg, FL 33710
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About this home
Big price improvement. This mid-century ranch has many great retro features, but is also made super current with tons of on-trend updates for today's living. Amazing mid-century ranch in the sought-after Holiday Park neighborhood of St. Petersburg, offering stylish updates and timeless charm. This location is ideal for the best of both worlds living in St. Petersburg. Many times, you are either near downtown or at the beaches. With this Holliday Park location, you are 12 minutes to the beach… but also just 12 minutes to downtown St. Petersburg. Also, a great location because the house is also in a favored X flood zone. Enter the home under the great covered porch area and you'll see the new golden tone waterproof vinyl floors warm up the house and are laid throughout the home. Also, new exterior paint! The open kitchen has a lovely modern refresh with open shelving, timeless new white cabinets with custom wood-toned cabinet pulls, and herringbone butcher block counters. New stainless steel appliances with a French door refrigerator and an undermount pullout freezer. Stainless steel flat top range with a stainless steel microwave and dishwasher. There is also a great window over the sink that looks out into the back yard. Use a bar stool to sip your morning coffee on the bar stools at the opened-up kitchen island that used to be closed off from the living room. Both the living and dining rooms feature a cozy cove ceiling that blends the spaces together. The living room features plenty of open space and a large sunlit double window, and a modern wooden blade ceiling fan. The dining room has a beautiful Nelson Crisscoss Bubble pendant lamp by Herman Miller, a timeless mid-century modern heirloom piece for the space. The step-down family room is a super cozy space to gather with plenty of windows and a convenient door to slip out to the back yard. The primary suite is plenty large enough for a king bed and has a renovated en-suite bathroom with a new vanity, faucet, mirror, light fixture, and a freshly modern tiled step-in shower. The second bathroom is also newly updated. The second bathroom has a new toilet, vanity lighted mirror, faucets, vanity light fixture, and a freshly tiled, sleek marble-like tiled bathtub/shower combo. The back yard has plenty of space to run around with a great paver area by a large mango tree and a fire pit with room to garden. There is also a shed. The open floor plan enhances the sense of space, while refreshed landscaping adds to the home’s curb appeal. Enjoy evenings on the front covered porch or host gatherings on the back patio, surrounded by a spacious yard. This Holiday Park gem is move-in ready and perfectly blends mid-century character with modern comfort. Close to shopping, beaches, downtown, shopping, parks, pickleball and tennis and gym and the interstate.
Source: STELLAR #TB8417484
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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