6377 Ladera Trl Milton, FL 32571
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About this home
Welcome to this beautifully maintained 2 story home in the heart of Pace! Nestled at the end of a peaceful cul-de-sac, 6377 Ladera Trail is a stunning two-story brick residence that blends timeless craftsmanship with modern elegance. From the moment you arrive, the beautifully landscaped lawn framed by mature crepe myrtles and a welcoming front porch sets the stage for the comfort and sophistication that awaits inside. The interior is designed with both style and function in mind, offering an open concept that seamlessly connects the kitchen, dining, and living areas. Rich wood-style floors flow throughout the main level, complementing crown molding and designer lighting. The kitchen is a true centerpiece, featuring dark wood cabinetry, sleek granite countertops, a decorative tile backsplash, and a large center island with seating. Stainless steel and black appliances complete the space, making it as practical as it is beautiful. The master suite provides a private retreat with abundant natural light and a spa-like ensuite boasting dual granite vanities, a deep soaking tub, and a spacious walk-in closet. Upstairs, versatile living continues with additional bedrooms and a stylish flex space enhanced by custom finishes, including a shiplap accent wall, perfect for a media room, home office, or playroom. Step outside to discover an expansive backyard designed for both relaxation and entertaining. A large custom deck extends the living space, while a pergola-covered lounge area creates the perfect setting for evenings under the stars. With no rear neighbors and serene woods as your backdrop, this outdoor space offers privacy rarely found in a neighborhood setting. This exceptional property combines luxury and comfort with an ideal location close to top-rated schools, shopping, dining, and NAS Whiting Field. Elegant yet inviting, it presents a rare opportunity to own a home where every detail is crafted for a refined and easy lifestyle.
Source: PENSACOLA #670084
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.