6379 County Road 3 Sweeny, TX 77480
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About this home
Looking for Country Living close to town out of the flood zone? Ranch Style home has covered deck all around the front to relax & enjoy nature's wildlife and birding. This roomy home features unique, engineered wood & beamed ceiling in the living room. The u-shaped kitchen has plenty of cabinets & counter space, nice sized pantry, plus an Island cabinet in the middle. All appliances included. The split floorplan offers 2 primary bedrooms with bath on each side of the home, and the 3rd bedroom also has a full bath; Plus, a convenient half bath. Outdoor features include the concrete driveway, oversized attached carport, a metal workshop out back. Newer 30 x 40 Pole barn on a slab at the front of the property with 4 rollup doors, single door & awning. The 1.42 acres has no restrictions, so you have lots of options for its use such as to start a garden, raise show animals, chickens, or just fun playing sports. Drive out today to explore the area.
Source: HAR #75994771
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.