6381 Egret Dr Apt 25 Unit 25 Lakeland, FL 33809
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About this home
Sandpiper Golf and Country Club, Lakeland's premier 55+ community, is where all the cool kids live because we've got it going on. Buying this gorgeous move-in ready villa will get you in without breaking the bank! This home has an enormous kitchen full of new appliances from 2024, space for a dining area and a moveable island, and there’s an adorable window seat too. There’s real wood flooring consistently throughout the whole house (except in the tiled kitchen, baths and lanai) which gives a smooth flow to the open concept. The giant walk-in closet in the luxurious owner's suite will let you relax knowing you have space for everything. And from that expansive comforting owner's suite, you can waltz right out to the tiled lanai and enjoy the mosquito-free peace and quiet. The owner’s shower already has convenient safe grab bars in the lovely tiled shower. There's a surprisingly large one-car garage with space for whatever kind of washer and dryer you bring. And some of the furniture may stay/convey with the home if you like, as well. Your HOA dues at this villa are quarterly, and they cover the roof, the exterior painting, the water and electricity for the common area sprinkler system, internet, cable tv with up to three boxes, and lawn service too. And, let's not forget the amaaaaayzing amenities and happenings here at Sandpiper. We have a club for every card game you can think of and some you might never have heard of, even. There are two pools, two hot tubs, a sauna, pickleball, tennis, cornhole, shuffleboard (there's actually a really competitive team here, BTW), billiards, gas grills and picnic table area with pavers, Community Clubhouse, Recreation Center, gym, crafting club, bowling club, travel club, regular dances and gatherings, annual men's lunch, annual women's lunch, weekly Bingo, pancake breakfast events, puzzle room, yoga, strength training, Pilates, stretch class, water volleyball, water aerobics, you name it. Oh, we DO have fun! Come join us, we'd love to have you as our new neighbor! VIDEO WALKTHROUGH AVAILABLE
Source: STELLAR #L4956649
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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