6382 Talbot St North Port, FL 34287
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About this home
City water and Sewer! Charming 3-Bedroom Home on Oversized Lot, Spacious Interior, Prime Florida Living. Welcome to this beautifully maintained and move-in ready 3-bedroom, 2-bathroom, 1-car garage home, ideally situated on an expansive oversized lot in a quiet and well-established neighborhood. Offering over 1,800 square feet of living space under air, this residence provides the perfect balance of comfort, function, and opportunity—whether you're seeking a family home, seasonal retreat, or smart investment. From the moment you arrive, you'll appreciate the home's welcoming curb appeal, made even more special by its extra-wide lot, mature landscaping, and inviting front entry. Step inside and you’ll find a well-designed floor plan with spacious living areas, generously sized bedrooms, and abundant natural light throughout. The main living room is warm and inviting, with large windows that fill the space with sunlight and provide a perfect gathering spot for relaxing or entertaining. The layout flows seamlessly into a dedicated dining area, ideal for family meals or hosting dinner parties. Adjacent to the dining room, the open-concept kitchen offers ample cabinetry, generous counter space, and a breakfast bar—perfect for casual meals or morning coffee. A second large family room or bonus space provides flexible use—ideal for a home office, media room, playroom, or even a fourth bedroom if desired. The versatility of this layout ensures it can evolve with your lifestyle and needs. The primary suite is a peaceful retreat, complete with a spacious layout, large closet, and private en-suite bathroom with updated fixtures and a walk-in shower. Two additional bedrooms share a well-appointed second bathroom, ideal for family members or visiting guests. Step outside and discover the true highlight of this property an oversized backyard with endless possibilities. Whether you envision a sparkling pool, garden oasis, or outdoor kitchen and entertaining space, this lot provides the room to bring your vision to life. There’s plenty of space for pets, play sets, and Florida-style outdoor living. Additional features include: Attached one-car garage, with washer/dryer hookup and storage space, Tile and laminate flooring throughout for easy maintenance, Central A/C system and ceiling fans for year-round comfort, Updated windows and doors in select areas for improved energy efficiency, No HOA offering freedom and flexibility to use the property as you wish. This home is conveniently located just minutes from top-rated schools, parks, shopping, dining, medical facilities, and Florida’s beautiful Gulf Coast beaches. With quick access to major roadways, commuting is a breeze—while still enjoying the peace and quiet of a residential neighborhood. Whether you're a first-time homebuyer, a growing family, a snowbird looking for a winter getaway, or an investor seeking a solid rental opportunity, this property checks all the boxes. The oversized lot, spacious interior, and flexible layout make this a rare and valuable find in today’s market.
Source: STELLAR #A4659829
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.