639 W Calle Espadero Sahuarita, AZ 85629
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About this home
Welcome to your exquisite home located in one of Rancho Sahuarita's newer neighborhoods, Entrada Del Pueblo- ideally situated near open green space, a second community dog park, cornhole area, chess tables, the community lake, fitness center, restaurants, shopping and multiple playgrounds!From the moment you arrive, the curb appeal draws you in, but it's the interior that truly sets this home apart. Thoughtfully curated and impeccably maintained, every paint color, hardware finish, and upgrade has been selected with intention and style. Although a newer build, this home surpasses the feel of a model--elevated, serene, and undeniably move-in ready. The entryway offers a gracious welcome with space for art or d??cor and leads into a bright, open living area anchored by an electric fireplace and a striking feature wall in the dining room. A glass-door den on the main floor provides versatility, easily convertible to a fourth bedroom with a designated space for a closet already in place. The kitchen is both elegant and functional, featuring espresso cabinetry with brushed gold hardware, a creamy designer backsplash, and a bold black sink that ties the entire space together. A beautifully designed staircase, both elegant and refined, guides you upstairs to a spacious loft, three well-appointed bedrooms, and a conveniently located laundry room with an additional storage closet. While this home offers remarkable finishes and refined designer touches throughout, it also radiates comfort and warmth...inviting you to settle in, relax, and feel at home. It's the perfect blend of style and livability. The backyard is fully landscaped and professionally designed, saving you thousands in upfront costs. It offers an inviting outdoor retreat that will appeal to a wide range of lifestyles. Every detail of this home has been carefully considered, making it one of a kind. From its thoughtfully designed layout to its peaceful ambiance, this is a home that feels like a sanctuary, one you won't want to leave.
Source: SOUTHAR #22516272
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.