64 Robinson Dr SW Concord, NC 28027
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About this home
Welcome to 64 Robinson Dr SW, a beautifully updated 2-bedroom, 2-bathroom home perfectly located in the heart of Concord, NC. This property blends comfort, style, and convenience—ideal for first-time buyers, downsizers, or anyone seeking move-in-ready living close to everything Concord has to offer. NO HOA! Step inside to find LVP flooring throughout, giving the home a clean, cohesive look and easy maintenance. The open layout is one of the sellers’ favorite features—perfect for entertaining or simply enjoying everyday life. The spacious kitchen offers plenty of counter space and storage, ideal for cooking or gathering with friends and family. A standout detail is the slat wood accent wall in one of the bedrooms, adding a touch of warmth and modern charm. Recent updates bring peace of mind, including a new roof (2022), AC unit (2020), and water heater (2019). With major systems already taken care of, you can simply move in and enjoy. Bathroom vanities recently replaced in 2023. Two outdoor storage sheds provide extra space for tools, hobbies, or seasonal décor. Plus, the washer and dryer convey with an acceptable offer, making your move-in experience that much easier. The shed near the driveway has working power and the lower shed has power that just needs to be hooked up. CPI security system included with cameras as well as a RING doorbell. Just minutes from Downtown Concord, where you’ll find boutique shopping, local dining, and community events. A short drive to Charlotte Motor Speedway and Concord Mills Mall for entertainment, shopping, and family fun. Near Frank Liske Park and Les Myers Park—perfect for picnics, sports, and outdoor recreation. Quick access to I-85, making commuting to Charlotte and surrounding areas easy. Don’t miss your chance to make this charming home yours—schedule your showing today!
Source: CANOPYMLS #4311280
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.