640 Hardwood Dr Boiling Springs, SC 29316
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About this home
Welcome Home to 640 Hardwood Dr, a beautifully designed 3-bedroom, 2-bath home located in the heart of Boiling Springs, SC, in desirable Spartanburg County. Built in 2020, this handicap-accessible gem offers an open floorplan with a split bedroom setup, making it perfect for both comfort and functionality. Located just 3 minutes from shopping and dining options and a short 9-minute drive to Lake Bowen's Anchor Park, this home offers the best of both convenience and tranquility. Whether you're relaxing at home or enjoying lake activities like boating or fishing, everything you need is nearby! Inside, you'll find luxury vinyl plank flooring throughout the common areas and bedrooms with tile in the baths and laundry. The spacious great room seamlessly flows into the kitchen, which features elegant quartz countertops, two pantries, a large sink with goose neck faucet, and a full suite of stainless steel appliances, including a smooth-top range, built-in microwave/hood vent (vented to the exterior,) and side-by-side refrigerator with water and ice dispenser. The master suite is a true retreat, boasting a large walk-in closet and an ensuite bath with a double vanity and shower complete with a bench. The guest bedrooms are generously sized and share a bath with a walk-in shower. For those who need extra space, the garage is 23 feet deep on one side, providing room for larger vehicles, storage, or even a workbench and the floor has an epoxy finish. The exterior features charming stone accents, full sod, and underground irrigation, ensuring a beautiful and low-maintenance yard. The HOA takes care of all yard maintenance, so you can enjoy your weekends without worrying about lawn care! Don't miss the opportunity to see this incredible home. Schedule a tour today and make 640 Hardwood Dr your new home in Boiling Springs!
Source: GREENVILLESC #1564136
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.