6403 Highland Crest Ln Sachse, TX 75048
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About this home
Tucked inside the sought-after master-planned community of Woodbridge, this beautifully maintained 3-bedroom, 2-bath home offers 1,780 square feet of comfortable living with a functional open layout, abundant natural light, and a welcoming feel throughout. The spacious kitchen opens to the main living area, creating the perfect gathering space for everyday life or entertaining guests. A private primary suite offers a relaxing retreat, while two secondary bedrooms provide flexibility for family and guests, plus a flex space with french doors that would make a perfect study, formal dining, exercise room, or playroom. Thoughtful updates include a NEW roof, flooring, Anderson windows, added attic insulation, Culligan water filtration system, and transferable termite protection—all adding comfort, efficiency, and peace of mind. The 2-car garage and HUGE manicured backyard round out this move-in-ready gem. Beyond the front door, enjoy access to the incredible Woodbridge amenities; from swimming pools, parks, and playgrounds to miles of scenic hike-and-bike trails that connect serene lakes, creeks, and greenbelts. And for golf lovers, this home is moments from the award-winning Woodbridge Golf Club, a true local treasure rated 4 stars by Golf Digest and named one of the “Best Dallas Courses” by Texas Outside Magazine. Experience an 18-hole championship course with Tif-Eagle Bermuda greens, premier practice facilities, and a welcoming club house.
Source: NTREIS #21099816
Loan details
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.