6405 Alan Blvd Punta Gorda, FL 33982
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About this home
Welcome to peaceful country living at its best! Tucked away on 2.5 fully fenced acres, this meticulously cared-for 3-bedroom, 2-bath home combines peaceful rural living, comfort, functionality and smart design—zoned agricultural, NO HOA, and NOT in a flood zone! Whether you're dreaming of a mini farm, a private homestead, or simply extra space to roam, this property checks all the boxes and offers endless possibilities! Step through the inviting covered front porch into a warm and welcoming interior. The well-appointed kitchen is equipped with a center island, vaulted ceilings, recessed lighting, stainless steel appliances, breakfast bar, oversized walk-in pantry, and seamless access to the expansive back deck—perfect for outdoor entertaining, sunset dinners, or enjoying your morning coffee while surrounded by nature. The home features a spacious open-concept living and dining area—perfect for entertaining, family gatherings, or simply unwinding after a long day. A split floor plan ensures privacy, with the owner’s suite offering a walk-in closet with custom built-ins, ensuite with jetted tub, separate shower, and dual vanities. Two additional bedrooms and a full guest bath are located on the opposite side of the home, ideal for family, guests, or flexible living arrangements. Additional highlights include an oversized mudroom with built-in cabinetry, sink, shelving, and washer & dryer. Equipped with dual-zone A/C for optimal comfort and efficient climate control. A massive 1,459 sq ft detached garage—perfect for tools, hobbies, vehicles, or workshop use. Ample space to bring your horses, goats, chickens, ATV's, or start the garden of your dreams. All this while being just minutes from shopping, dining, Punta Gorda Airport, and the beautiful open waters of Charlotte Harbor—perfect for boating, kayaking, and fishing. This is a rare opportunity to own a private retreat with space, charm, and freedom. Schedule your showing today and see what makes this home so special!
Source: STELLAR #C7515942
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.