6407 Autumn Crest Ln Hoschton, GA 30548
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About this home
Come view this charming two-bedroom, two-bathroom home in the highly sought after Village at Deaton Creek, an active adult (55+) community in Hoschton, GA. Step through the front door and see the open concept living area and dining room, with ample space for relaxing or entertaining. Walk into the kitchen and appreciate the view of the family room; note the additional spaces for eating dinner or simply enjoying a hot beverage. Lose yourself in the primary suite, which offers a generous walk-in closet as well as a shower and tub combo. Consider additional options for the included office space, such as a craft or exercise room. The highlight of this home is the enclosed porch, with views of the backyard and additional space for unwinding or sharing time with guests. The Village at Deaton Creek offers all sorts of amenities and opportunities for socializing with other members of the community, including dozens of active clubs and numerous activities on the monthly calendar. The clubhouse and recreation center are the heartbeat of this neighborhood, which also offers secure entrances and continuous maintenance of the property. Take the next step to see if you will make this house your future home!
Source: FMLS #7679924
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.