6409 Bon Fire Dr Garland, TX 75043
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About this home
Welcome to 6409 Bon Fire Drive — a modern, move-in ready gem in the highly desirable Fireside by the Lake community of Garland, TX. This elegant single-story home, built in 2023, offers 4 bedrooms, 2 full bathrooms, and 2,418 sq ft of thoughtfully designed living space on a generous ~7,055 sq ft lot. As you step inside, you’ll immediately appreciate the open, flowing floor plan and contemporary finishes. Luxury vinyl plank flooring seamlessly stretches across the main living areas, while tile graces the bathrooms and laundry areas — combining style and easy maintenance. The living room is warmed by a gas fireplace, creating a cozy focal point and perfect gathering spot. The heart of the home — the kitchen — is a chef’s delight. It’s equipped with sleek stainless-steel appliances, gas cooktop and oven, built-in microwave, dishwasher, and a disposal. In addition, a water filter is built into the kitchen plumbing, ensuring crisp, clean water right from your tap. (A small but meaningful luxury you’ll appreciate every day.) Your primary retreat features a garden tub, separate shower, double vanities, and his-and-hers closets — a spa-like private sanctuary. The additional three bedrooms are versatile, ideal for guests, family, or a home office setup. A separate office room further enhances the flexibility of this layout. Parking is effortless with a 2-car attached garage and driveway, while the exterior features low-maintenance brick veneer, lovely landscaping, and a back patio for outdoor enjoyment and entertaining. The community itself is a standout. Fireside by the Lake offers amenities such as a swimming pool, parks, playgrounds, and a fishing pond, all enveloped by lush green space. And the location is superb: you’re just minutes from major corridors I-30, the President George Bush Turnpike (PGBT-SH 190), and LBJ (I-635), making commutes or city access a breeze. Just 20 minutes to Downtown Dallas.
Source: NTREIS #21082223
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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