641 Sycamore Mill Dr Columbus, OH 43230
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About this home
Welcome to 641 Sycamore Mill Drive, where charm meets comfort in one of Gahanna's most desirable neighborhoods. This beautiful 4-bedroom, 2.5-bath Canini & Pellecchia built home offers over 2,600 square feet of living space, including a finished basement perfect for a rec room, home office, or additional living area. Step inside to find rich hardwood floors, fresh carpet, and a warm, inviting layout designed for everyday living and entertaining. The spacious kitchen flows into a cozy great room with a fireplace, while the formal dining and living spaces provide flexibility for gatherings or quiet moments. Upstairs, the primary suite includes a loft that works perfectly as a reading nook, nursery, or private office. Enjoy peace of mind with a roof that's just 4 years old and a freshly painted exterior that enhances the home's classic Tudor character. Outside, step onto the deck where you'll love the privacy of a fully fenced yard, surrounded by mature trees and located just minutes from the community pool and nearby schools. A short commute to Creekside, downtown Columbus, and CMH airport makes this location a 10 out of 10. Whether hosting friends, raising a family, or simply enjoying a quiet evening outdoors, this home offers the perfect blend of character, comfort, and convenience. Don't miss your chance to make this Gahanna gem your own!
Source: COLUMBUSOH #225040749
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.