641 Vale Ct New Braunfels, TX 78132
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About this home
MOVE IN READY!! MOTIVATED SELLER-OPEN TO CONCESSIONS!!!! This stunning ranch-style home offers 3,450 square feet of luxury living, complete with builder upgrades, a 3-car garage, and serene greenbelt views. The grand covered back patio is perfect for game nights, entertaining friends, or enjoying family meals outdoors. Inside, the entryway opens to a private study, two bedrooms with a Jack-and-Jill bathroom, a half bath, a mudroom, and a spacious laundry room. The living area sits at the heart of the home, featuring a cozy fireplace. A flex room with stylish wood-and-glass barn doors can serve as an office, playroom, game room, or second living area. The gourmet kitchen boasts stainless steel appliances, including a gas cooktop, built-in oven, microwave, dishwasher, and a large island with bar seating. Just off the kitchen, the dining area is accented by a decorative chandelier.The primary suite is a true retreat, featuring a private thermostat and a spa-like ensuite bath with a freestanding tub, double-entry walk-in shower, two separate vanities, a built-in full-length mirror, a private toilet room, and dual walk-in closets. Additional highlights include: * Owned water softener system * Tankless water heater * 3-car garage with shelving and interlocking tile flooring * Xeriscaped front and back yards with drought-tolerant plants, stones, and pavers This home combines elegance, function, and comfort in every detail-ready for you to make it yours! Amenities include: fitness center, yoga lawn, children's pool, and a lazy river for some fun and relaxation.
Source: SABOR #1911028
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.