6410 Hickory Bell Dr Murfreesboro, TN 37128
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About this home
Upgraded Westlawn Ranch in Triple Blackman Schools with Outdoor Living- Move In Ready! Beautifully upgraded single-level home in the desirable Westlawn community! Built in 2018, this 3-bedroom, 2.5-bath home offers an open floor plan with 9-ft ceilings, fresh Sherwin Williams paint, and stylish accent walls. The chef’s kitchen features modern cabinetry, sleek appliances, and designer finishes, seamlessly connecting to the living room with a cozy gas fireplace. A versatile flex room works perfectly as an office, playroom, or even a 4th bedroom. The primary suite is a true retreat with a spa-like bath, dual vanities, soaking tub, separate showe and a custom California walk-in closet. Outdoor living is easy with a screened covered patio, extended concrete pad, and fenced backyard ideal for entertaining, pets, or play. Westlawn residents enjoy a community pool, walking trails, playground, sidewalks, and active neighborhood events. Conveniently located near Publix, dining, medical offices, and emergency care, and zoned for the highly sought-after Triple Blackman schools. Move-in ready with the perfect combination of location, lifestyle, and upgrades!
Source: REALTRACS #2990529
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.