6420 N Sanders Rd Tucson, AZ 85743
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About this home
Discover your own slice of Sonoran paradise in this well-maintained 2,200 sq ft manufactured home, perfectly situated on just over an acre in the quiet setting of Marana/Picture Rocks. This 3-bedroom, 2-bathroom home offers the ideal blend of space, comfort, and peaceful living -- all just minutes from the stunning trails of Saguaro National Park.Inside, you'll find a beautifully updated kitchen and modern flooring throughout, with a cozy yet spacious layout that's perfect for entertaining. Large windows fill the home with natural light and frame sweeping desert views and breathtaking sunsets. The property features two sheds for extra storage, a designated fire pit area for evening gatherings under the stars, and mature fruit trees that add charm and functionality to the landscape Horse-friendly and RV-ready, the land offers plenty of room to roam, plus hookups for your RV. Enjoy the freedom of living with room to grow, while still being conveniently located just one mile from the local elementary school, community pool, and park. Whether you're relaxing on the patio, tending your trees, or exploring nearby hiking trails, this home offers an unbeatable mix of tranquility, space, and accessibility. Come experience rural desert living at its best quiet, cozy, and full of possibility
Source: SOUTHAR #22516905
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.