6425 N Harvard Ave Oklahoma City, OK 73132
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About this home
Every inch of this beautifully redesigned home showcases craftsmanship and comfort, starting with the grand living area featuring a cathedral-style vaulted and beamed ceiling, elegant recessed lighting, and a statement chandelier that fills the room with soft radiance. Natural light pours through wide windows, highlighting the sleek gas fireplace that anchors the space in warmth and style. The open-concept design flows into a showpiece kitchen defined by crisp white cabinetry, stone-quartz countertops, and a striking tile backsplash that adds modern texture. A large center island with seating and pendant lighting serves as the heart of the home, while stainless-steel appliances—including a chimney range hood—combine sophistication and function. Every finish, from the polished hardware to the under-cabinet lighting, reflects thoughtful design. The primary suite is a private sanctuary, enhanced by a tray ceiling, plush flooring, and soft ambient lighting. Its luxurious bath offers a double-sink vanity with marble finishes, a custom walk-in tile shower, and modern fixtures that evoke spa-like serenity. Secondary bedrooms are bright and spacious, each designed for comfort and flexibility, with large closets and natural light. The full guest bath features refined tilework and a marble-accented vanity, while the half bath shines with an updated contemporary vanity. New sheetrock, flooring, spray-foam insulation, and updated electrical and plumbing systems ensure modern performance beneath timeless style. Outside, a stucco exterior, and manicured landscaping lead to a private fenced backyard and patio—perfect for relaxing or entertaining. Elegant, efficient, and expertly finished, this home captures the essence of refined living.
Source: MLSOK #1194891
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.