6429 SW 45th Ave Ocala, FL 34474
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About this home
Step into effortless living with this beautifully upgraded 3-bedroom, 3-bathroom home, where style and functionality come together in all the right ways. From the moment you arrive, the paver driveway and fresh landscaping create a warm, inviting first impression. Inside, you'll find sleek tile flooring throughout, a spacious open-concept layout, and thoughtful touches that elevate everyday life — like the smart security system and electric fireplace set against a stunning stone accent wall. The kitchen is both stylish and functional, featuring granite countertops, bar seating, and plenty of space for entertaining in either the eat-in nook or formal dining area. Need a home office? The dedicated den/study offers a quiet space with flexibility to suit your lifestyle. The primary suite offers its own private escape, complete with an updated walk-in shower and direct access to the enclosed lanai — perfect for relaxing with your morning coffee or winding down in the evenings. Out back, the fully fenced yard gives you privacy and room to enjoy the outdoors year-round. For added peace of mind and convenience, the home comes equipped with a whole-house water purifier and softener as well as a generator-ready outlet with transfer switch — keeping you comfortable no matter what the Florida weather brings. Schedule your private tour today — this turn key home checks all the boxes!
Source: STELLAR #G5099387
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.