6429 Winder Oaks Blvd Orlando, FL 32819
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About this home
One or more photo(s) has been virtually staged. Step into this beautifully maintained 4-bedroom, 2-bathroom pool home located in a desirable gated community in Orlando, FL. With over 1,900 square feet of living space, this home seamlessly blends comfort, energy efficiency, and location. Enjoy the benefits of a paid-off solar system, giving you a zero electric bill, plus a host of recent upgrades including a new water heater (2023), washer & dryer (2022), dishwasher (2023), LED pool light (2023), and fresh exterior paint (2023). The refreshing private pool features a variable speed pump, perfect for year-round enjoyment, and the 2-car garage includes a new smart garage door opener. The kitchen boasts stainless steel appliances, while the open layout offers plenty of natural light and space for entertaining. Located just 2.5 miles from Universal Studios and near the acclaimed Millenia Mall, this home provides access to world-class shopping, dining, and entertainment (2.5 miles from Universal Studios). Zoned for top-rated schools (2024-2025), it’s an ideal option for families and professionals alike. Additional bonus: Assumable mortgage with an attractive interest rate—an incredible opportunity for today's buyers. Don't miss your chance to own this move-in-ready gem in one of Orlando’s most convenient locations. Schedule your private showing today and start living the Florida lifestyle you’ve been dreaming of!
Source: STELLAR #O6333978
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.