6437 Kimberly Dr Cleveland, OH 44125
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About this home
Welcome to this beautifully updated 3-bedroom, 1.5-bath colonial-style home that perfectly blends modern comfort with timeless charm. Nestled in a quiet, family-oriented neighborhood, this inviting residence offers the ideal combination of style, functionality, and warmth. From its classic curb appeal to its thoughtfully designed interior, every detail has been well cared for and tastefully upgraded. Step inside to discover a bright and spacious layout featuring durable vinyl flooring that flows seamlessly throughout the main living areas. The heart of the home is the modern kitchen, showcasing sleek granite countertops, newer stainless steel appliances, and ample cabinetry—perfect for both everyday cooking and entertaining guests. Adjacent to the kitchen, a cozy family room provides the perfect gathering spot for movie nights or casual relaxation, while the additional recreation room offers flexible space for a home office, gym, or playroom.Upstairs, three comfortable bedrooms offer plenty of natural light and closet space, creating private retreats for every member of the household. The updated full bath features stylish finishes, while the convenient half bath on the main level adds everyday practicality. Step outside to your own backyard oasis—a double deck that overlooks a lush, park-like setting. Whether you’re hosting summer barbecues, enjoying morning coffee, or unwinding in the evening, this outdoor space is perfect for both entertainment and peaceful relaxation.Additional highlights include a spacious two-car attached garage, updated fixtures, and modern touches throughout. The neighborhood is known for its quiet streets, friendly neighbors, and picturesque surroundings—making it an ideal place to call home.Move-in ready and beautifully maintained, this home offers the perfect blend of modern updates, classic colonial charm, and serene outdoor living. Don’t miss your chance to experience the comfort and beauty this home has to offer.
Source: MLSNOW #5168510
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.