6446 Winter Harbor Dr Flowery Branch, GA 30542
Your savings
About this home
This home has it all, Master on Main level, plus Two additional same sized Master bedrooms one on each level, Fully finished terrace level with 2nd kitchen, 2 Laundry rooms main and 2nd level, 3 car garage with huge level driveway, Covered Deck with Grilling area, an Inground Pool with waterfall, large concrete and paver patio, on a huge lot over an Acre. Total kitchen remodel (over $100k) with all Viking appliances including Built in refrigerator, Two wine/beverage refrigerators, Two warming drawers, Double ovens, convection microwave oven, custom built island cabinets with Quartz counters, New hardwood floors on entire main level, Tiled floors in terrace level, New paint inside and out, new HVAC's 2021 & 2022, New light and water fixtures, New pool pump 2022. All the bedrooms are very large, plenty of living space, and some unfinished storage in the basement. Seasonal views of Lake Lanier just one lot away. The home is located in South Hall off McEver road close to Friendship Rd and 985 exit. The home is in perfect condition, you must walk through the house to appreciate all the features and upgrades. Too much to list, truly this home has it all. Appliances are as follows: -Viking 36” Viking Professional - built in bottom mount freezer refrigerator (VCBB5363) -Viking 36” Viking Professional - 6 burner range (VGIC53626BSS) -Viking 36” Professional - Over Range Ventilation System (VWH536121) -(Two 2) Viking 30” Professional - Warming drawers 90F-250F (VWD530SS) -Viking 24” Professional Dishwasher – (VDWU524) -Viking 30” Convection Speed Oven & Microwave (VMDD5306SS) -Viking 24” Undercounter Wine Cellar (VUWC524GSS) -Viking/Marvel 24” Undercounter Beverage Center (MPV424)
Source: FMLS #7613078
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.