6460 Stokes Ave Noblesville, IN 46062
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About this home
Nestled at 6460 Stokes Ave in charming Noblesville, IN, this stunning home in Hamilton County is the perfect opportunity for your next chapter. This beauty is in excellent shape and just waiting for its new owner! Step into the kitchen; with a spacious island that invites friends and family to gather, elegant shaker cabinets that bring a touch of timeless charm, and gorgeous stone countertops that are as durable as they are stylish, this space is a chef's delight. Plus, the kitchen bar is the perfect spot for sipping your morning coffee or winding down with an evening drink. Just picture yourself whipping up meals in this fabulous space! Don't forget about the bonus sunroom, adding extra square footage and more flex space. When it's time to unwind, head to the primary suite. The bathroom; where luxury meets practicality. Featuring a double vanity for those busy mornings and a walk-in shower that feels like a mini spa, these thoughtfully designed spaces ensure comfort and convenience at every turn. With a large walk-in closet this primary suite checks all the boxes. The second floor also features a spacious loft and 3 other bedrooms. With five total bedrooms and three full bathrooms spread over 2,898 square feet on a generous 6,534 square foot lot, this two-story home, built in 2020, perfectly balances modern features with classic style. This Noblesville gem is ready to welcome you home-don't miss your chance to make it yours!
Source: MIBOR #22069142
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.